Reckon (verb) سمجھنا، تخمینہ لگانا، امید کرنا،اندازہ لگانا

establish by calculation.
Example: “his debts were reckoned at Rs 300,000”
Austerity (noun) سادگی، نہایت سادہ

sternness or severity of manner or attitude.
Example: “he was noted for his austerity and his authoritarianism”